Recommend me a decent sound card good for producing music

[YBWM]

Hi!
I have a little issue I need some guidance with, I need a decent soundcard that I can use when producing music.
Just an example (I can't explain it better): if you want to play hd-movies on your PC you need a graphic card that can decode the hd-video = hardware decoding, if your card can't play hd-movies the CPU will decode the video.
I need a soundcard that can decode the sound by itself i.e. the sound processor decodes the sound, not decoded by the CPU etc. Just as the example above but a soundcard instead of the graphic card example.
I don't know what the feature I need is called but I think it's called ASIO, and I don't know how to check if the soundcards has this feature.

I am going to use the card when I produce music in FL Studio and Cubase so ASIO is important.

So, guys, what soundcard brand/model do you use? And what can you recommend me?
Currently now the soundcard in my PC is a Creative X-Fi Fatal1ty Champion (SB0460) and I think I need a better card for producing, also this is a PCI card and i would rather have a PCI-E card.

I can't spend a fortune on the card, maximum price is ~220$ (~175€)

Hope I can get as many replies as possible

Thanks //YBWM

 

[2GooD Productions]

I use the audiophile 192 card. It has very low latency.(the time between pressing a key on the keyboard and the sound coming out). it can work at a rate of up to 192kbps with wav files, instead of 44.1kbps. And it is in your price range.